Selling Your House with No or Negative Equity

What is Negative Equity?

Negative equity occurs when the outstanding balance on your mortgage exceeds the current market value of your property. This can make a traditional sale impossible — you would not have enough from the sale to pay off the mortgage.

Our Lease Option Solution

For properties with little or zero equity, we offer a Lease Option:

• We take over the mortgage payments and maintenance costs of your property
• You are freed from all financial obligations — typically within 7 days
• We manage and maintain the property for a fixed period (typically 3–7 years)
• We have the option to purchase the property at a pre-agreed price in the future
• An independent solicitor represents you throughout at no cost to you